Mortgage Terms

Properties Considered:

Residential; Rehabs for Flipping, Buy and Hold, Cash Out and Cash Out and Refinance

Commercial Real Estate; Apartments, Multi-Units, Warehouses, etc.

Length of Loan:

Flexible loan terms from 9-36 months.

Borrowing Entity:

All borrowers must close in the name of an LLC

Lien Position:

First mortgage position.


A legal personal guarantee is required.

Loan to Value:

Up to 80% of contracted purchase price for purchase transactions. For the ARV product we can go up to 85% of purchase for certain scenarios.

Up to 65% LTV of the as-is value for refinance transactions

Interest Rate:

Rates range from 9.99% to 12%

Loan Size:

$25,000 to $10,000,000

Loan Advances:

Funds will be forwarded in draws of 1 to 4 advances to be determined by us. Funds will be wired by direct deposit into an account provided by the investor. An on-site inspection to determine current progress of the project may be required prior to release of funds. A sub-contractor guarantee may be required.

Prepayment Penalties:

Most of our loans do not have prepayment penalties. There may be a prepayment penalty with some longer term loans.

Loan Origination Fees:

4 to 6 points.